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97 Smith Lane

Huron-Kinloss / Huron-Kinloss, ON N2Z 0B3

ActiveFor Sale
3 Beds
1 Baths
700 Sq Ft
Single Family Home
Virtual Tour Available

About This Property

Lovingly cared for by its current owners for 31 years, this inviting three-season cottage is being offered completely turnkey and ready for you to enjoy. Nestled in the sought-after Lurgan Beach community, this well-maintained cottage offers everything you need for memorable summers by the lake, including three bedrooms, a three-piece bathroom, kitchen, dining area, living room and a versatile seasonal room-perfect for accommodating family and friends. An efficient propane wall furnace, complemented by electric wall heaters, helps take the chill off during cooler evenings. A wraparound deck extends along the front and side of the cottage, providing the perfect spot for morning coffee, outdoor dining or relaxing with a good book. The backyard is equally appealing, featuring four well-maintained outbuildings that offer flexibility for hobbies, additional space and secure storage. Gather around the fire pit in the evening and enjoy star-filled skies as the day winds down. The family-friendly location is one of the property's standout features. Municipal parkland, complete with playground equipment for all ages, is just steps away. When it's time for a beach day, the lake is only a short walk from your door, making it easy to embrace the relaxed rhythm of cottage life. Forgot something? No problem-you'll be back in no time. And, of course, those famous Lake Huron sunsets never disappoint. Beyond its charm, the cottage offers practical peace of mind with a low-maintenance vinyl exterior, vinyl windows, and a 2023 septic system. It is becoming increasingly difficult to find such a well-maintained retreat in this location for under $500,000.If you've been dreaming of a place where the lake is close, evenings are spent around the fire and summer memories practically make themselves, this Lurgan Beach cottage is one you won't want to miss.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size700 sq ft
Bedrooms3
Bathrooms1
Taxes (2026)$2,264
Postal CodeN2Z 0B3
Last UpdatedOct 7, 2026 · 9:06 p.m.

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Features & Amenities

  • View
  • Air Conditioning
  • Basement

Buying or selling in Huron-Kinloss?

Filipe & Isabel Ferreira and the Team Filipe (RE/MAX Ultimate Realty Inc., Brokerage) represent buyers and sellers here. Local guides and live listings below.

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TRREB MLS® Attribution

MLS® X13852340

Listed by Royal LePage Exchange Realty Co.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$465,000

asking price

MLS®X13852340
TypeSingle Family Home
CityHuron-Kinloss
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$2,271

/month · $372,000 mortgage

Down Payment20% — $93,000
Interest Rate5.5%

Amortization

Total Interest

$309,197

Total Cost

$681,197

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

Royal LePage Exchange Realty Co.