Kitchen
Kitchen
Kitchen
Dining
Dining Room
Living Room
Living Room
Primary Bedroom
Primary Bedroom Ensuite
Bedroom 2
Bedroom 3
Main Floor Bathroom
81 Garden Street photo 13
81 Garden Street photo 14
Lower Level Bedroom 5
Lower Level Bedroom 4
Family Room
Lower Level Bathroom
Laundry
Basement Rec Room
Exterior
Exterior
Multi-Level Deck
2nd Level of Deck
81 Garden Street photo 25
Ravine Lot
Entrance to Basement

81 Garden Street

Downtown Whitby / Whitby, ON L1N 9E7

ActiveFor Sale
5 Beds
3 Baths
1,100 Sq Ft
Single Family Home

About This Property

Exceptional Ravine Retreat with Incredible Multi-Generational & Investment Potential! Nestled on a premium ravine lot in the heart of Whitby, this unique hillside bungalow offers 2485sqft of living space over three finished levels of versatile living space designed to adapt to your family's needs. Featuring 5 spacious bedrooms, 3 bathrooms, multiple living areas, with each level having it's own separate entrance, this home presents an outstanding opportunity for multi-generational families, investors, or those seeking future income potential. The main level offers an inviting open-concept layout with a family-sized eat-in kitchen complete with Stainless Steel Appliances, Lots of Cupboards & Granite Countertops. Spacious living & dining areas, and a walk-out to a spectacular multi-level deck with gas hook-up overlooking the tranquil ravine, the perfect relaxing or entertaining spot. The primary bedroom features its own ensuite, while two additional bedrooms and a full bathroom complete the main level. The bright walk-out lower level includes two additional bedrooms, a full bathroom, an expansive family room with fireplace, and direct access to the multi-level deck. The finished basement offers a large recreation room with walk-out to a private patio, creating additional flexible space for extended family, home office, recreation, or future living quarters. Built into a natural slope, each of the home's three levels enjoys its own exterior entrance, making this an exceptional candidate for extended families, in-law living, or future income-generating. Enjoy the privacy of a ravine, mature trees, and peaceful outdoor living from every level while remaining just minutes from Downtown Whitby, GO Transit, Highway 401, schools, parks, restaurants, shopping, and every major convenience. A rare opportunity offering lifestyle, flexibility, and long-term investment potential in one of Whitby's most desirable established neighborhoods.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size1,100 sq ft
Bedrooms5
Bathrooms3
Postal CodeL1N 9E7
Last UpdatedSep 13, 2026 · 9:07 a.m.

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Features & Amenities

  • View
  • Fireplace
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® E13697286

Listed by REMAX YOUR COMMUNITY REALTY

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$949,900

asking price

MLS®E13697286
TypeSingle Family Home
CityWhitby
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$4,638

/month · $759,920 mortgage

Down Payment20% — $189,980
Interest Rate5.5%

Amortization

Total Interest

$631,626

Total Cost

$1,391,546

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

REMAX YOUR COMMUNITY REALTY