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7 D'Arcy Street

Cobourg / Cobourg, ON K9A 3Z5

ActiveFor Sale
4 Beds
2 Baths
1,500 Sq Ft
Single Family Home

About This Property

Direct Waterfront on Lake Ontario. 7 D'Arcy St offers a rare chance to own a home with the lake and beach at the edge of the property. You simply walkout your back door and you are at the beach. Minutes away, the iconic Victoria Park Beach beckons with its rare fine sand and sparkling waters-perfect for summer sunbathing, swimming, and paddle boarding. Wander along the scenic waterfront boardwalk that connects the bustling marina to tranquil nature trails, offering a picturesque route for morning jogs or evening strolls in every season.In the winter, the area transforms into a festive wonderland with the 'Christmas Magic' light displays and outdoor skating by the harbour. This vibrant community hub seamlessly blends natural beauty with the charm of historic downtown boutique shops and dining, offering a 'feel-good' lifestyle that truly shines year-round.Escape the city to this detached lakeside bungalow. Located just 75-90 minutes from Toronto. This property offers the dream of waterfront living without the gruelling cottage country commute. This bungalow features a functional 3+1 bedroom layout, two washrooms, and a separate in-law suite. The exterior is low-maintenance with a metal roof and brick siding, and a 2-year-old furnace.You can always remodel a kitchen and living room, but you can never duplicate 170 feet of private lake Ontario frontage steps from Victoria Park. This is a rare half-acre canvas for a custom lakeside lifestyle.Privacy with no homes across or behind. Two driveways with parking for 6, a backyard workshop, and a shed. The workshop in the back is a plus for anyone needing a hobby space or extra storage.All on a piece of land that is almost impossible to find. It is a quiet, unique spot that offers a level of privacy that is hard to replicate. Schools and parks are located near by.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size1,500 sq ft
Bedrooms4
Bathrooms2
Postal CodeK9A 3Z5
Last UpdatedAug 8, 2026 · 5:11 p.m.

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Features & Amenities

  • Waterfront
  • View
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X13008556

Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$1,099,000

asking price

MLS®X13008556
TypeSingle Family Home
CityCobourg
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$5,367

/month · $879,200 mortgage

Down Payment20% — $219,800
Interest Rate5.5%

Amortization

Total Interest

$730,769

Total Cost

$1,609,969

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

RE/MAX HALLMARK FIRST GROUP REALTY LTD.