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655 Charlotte Street

101 - Town / Niagara-on-the-Lake, ON L0S 1J0

ActiveFor Sale
3 Beds
3 Baths
2,000 Sq Ft
Single Family Home
Virtual Tour Available

About This Property

Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size2,000 sq ft
Bedrooms3
Bathrooms3
Taxes (2026)$9,455
Postal CodeL0S 1J0
Last UpdatedOct 29, 2026 · 11:47 a.m.

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Features & Amenities

  • Fireplace
  • Air Conditioning
  • Basement

Buying or selling in Niagara-on-the-Lake?

Filipe & Isabel Ferreira and the Team Filipe (RE/MAX Ultimate Realty Inc., Brokerage) represent buyers and sellers here. Local guides and live listings below.

Talk to Filipe & Isabel Ferreira →

TRREB MLS® Attribution

MLS® X13876812

Listed by Thomas Baker, Salesperson, RE/MAX NIAGARA REALTY LTD, BROKERAGE

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$1,499,999

asking price

MLS®X13876812
TypeSingle Family Home
CityNiagara-on-the-Lake
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$7,325

/month · $1,199,999 mortgage

Down Payment20% — $300,000
Interest Rate5.5%

Amortization

Total Interest

$997,409

Total Cost

$2,197,408

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

Thomas Baker, Salesperson

RE/MAX NIAGARA REALTY LTD, BROKERAGE

905-658-9488