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40 St. Charles Street

Belleville Ward / Belleville, ON K8P 2V8

ActiveFor Sale
5 Beds
3 Baths
700 Sq Ft
Single Family Home

About This Property

Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal. The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining. The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income. Additional highlights include an attached garage, ample driveway parking, and numerous recent updates, including a new furnace (2025), hot water tank (2023), and lower-level improvements completed in 2026 (fresh paint throughout, new flooring, and an updated kitchen). With its flexible layout, separate entrance, and extensive recent improvements, this property is ideally suited for homeowners seeking additional living space, multi-generational families, or investors looking for strong income potential. Quick closing available.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size700 sq ft
Bedrooms5
Bathrooms3
Taxes (2026)$4,243
Postal CodeK8P 2V8
Last UpdatedOct 28, 2026 · 12:30 p.m.

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Features & Amenities

  • Air Conditioning
  • Basement

Buying or selling in Belleville?

Filipe & Isabel Ferreira and the Team Filipe (RE/MAX Ultimate Realty Inc., Brokerage) represent buyers and sellers here. Local guides and live listings below.

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TRREB MLS® Attribution

MLS® X14122828

Listed by HOMELIFE/MIRACLE REALTY LTD

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$479,999

asking price

MLS®X14122828
TypeSingle Family Home
CityBelleville
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$2,344

/month · $383,999 mortgage

Down Payment20% — $96,000
Interest Rate5.5%

Amortization

Total Interest

$319,170

Total Cost

$703,169

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

HOMELIFE/MIRACLE REALTY LTD