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2787 118 Muskoka Road

Monck (Muskoka Lakes) / Muskoka Lakes, ON P0B 1J0

ActiveFor Sale
4 Beds
3 Baths
1,500 Sq Ft
Single Family Home
Virtual Tour Available

About This Property

Tucked into the calm waters of Turtle Bay within Scarcliffe Bay on Lake Muskoka, this is the kind of property that makes cottage life feel easy. Kids can swim and paddle safely in the protected bay, mornings start with coffee by the water, and spontaneous boat rides to Port Carling for ice cream or dinner become part of the routine. With easy year-round access, a quiet waterfront setting, southwest exposure, and boating into all three of Muskoka's most iconic lakes-Lake Muskoka, Lake Rosseau, and Lake Joseph, this is a turn-key home or cottage designed for making the most of every season. Constructed for longevity and efficiency, the cottage was designed for comfortable year-round enjoyment with ICF construction, a drilled well, forced-air heating, and in-floor heating roughed in on the lower level. The layout is ideal, with a spacious, functional kitchen featuring abundant storage, an inviting open-concept living space, and a 227 sq. ft. insulated, screened sunroom, overlooking the lake, perfect for rainy-day card games or summer dinners with a view. The main-floor primary suite includes a private 3-piece ensuite and lake views, while the walkout lower level offers three additional guest bedrooms, a large family room with a walkout to the waterfront, and a full 4-piece bathroom for family and visitors.Outside, the attention to detail continues with incredibly curated landscaping, extensive rock work, and durable IPE decking that beautifully complements the waterfront setting. Pride of ownership is evident throughout every inch of this meticulously maintained property. Whether you're searching for a year-round residence or the ultimate Muskoka family retreat, this is a perfect opportunity to enjoy quiet waterfront living with access to the very best of Muskoka.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size1,500 sq ft
Bedrooms4
Bathrooms3
Postal CodeP0B 1J0
Last UpdatedAug 8, 2026 · 7:43 p.m.

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Features & Amenities

  • Waterfront
  • View
  • Fireplace
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X13195470

Listed by Harvey Kalles Real Estate Ltd.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$2,295,000

asking price

MLS®X13195470
TypeSingle Family Home
CityMuskoka Lakes
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$11,207

/month · $1,836,000 mortgage

Down Payment20% — $459,000
Interest Rate5.5%

Amortization

Total Interest

$1,526,036

Total Cost

$3,362,036

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

Harvey Kalles Real Estate Ltd.