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21 Third Street

Fenelon / Kawartha Lakes, ON K0M 1N0

ActiveFor Sale
3 Beds
1 Baths
700 Sq Ft
Single Family Home

About This Property

Charming three-season cottage in Sturgeon Point, a historic and sought after lakeside community on the north shore of Sturgeon Lake. Cozy, welcoming and full of character, this well-maintained property blends original charm with thoughtful updates and comfortably sleeps 8. Featuring original wide-plank pine floors, a bright sun porch with windows on three sides and a dining area with French doors - ideal for gathering and entertaining. The well-equipped kitchen offers ample storage, a vaulted ceiling, built-in pantry and walkout to a wraparound barbecue/entertaining deck spanning two sides of the cottage. Main floor bedroom and bath, plus two upstairs bedrooms with vaulted ceilings (one queen with flexible layout potential for additional beds or bunks and one double). Updated double hung windows throughout, including bedroom and dining area, provide abundant natural light. Excellent built-in storage upstairs with shelving and clothes rail. Private west-facing, treed backyard featuring a raised rock garden with perennials, firepit area and open green space for outdoor activities, like badminton. Recently added Norwegian pine bunkie, currently set up with two twin XL beds, offers flexible additional guest or kids space. Set on a solid concrete block foundation with ample dry storage below. Additional upgrades included drilled well, updated plumbing with UV filtration and water heat pump, and updated wiring. Short walk to swimming, docking, sailing club, golf course and more -- under two hours from the GTA

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size700 sq ft
Bedrooms3
Bathrooms1
Postal CodeK0M 1N0
Last UpdatedAug 8, 2026 · 5:09 p.m.

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Features & Amenities

  • View
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X13248198

Listed by AFFINITY GROUP PINNACLE REALTY LTD.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$545,000

asking price

MLS®X13248198
TypeSingle Family Home
CityKawartha Lakes
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$2,661

/month · $436,000 mortgage

Down Payment20% — $109,000
Interest Rate5.5%

Amortization

Total Interest

$362,392

Total Cost

$798,392

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

AFFINITY GROUP PINNACLE REALTY LTD.