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21 Oak Street

St. Thomas / St. Thomas, ON N5R 1R5

NewActiveFor Sale
3 Beds
2 Baths
700 Sq Ft
Single Family Home

About This Property

Welcome to 21 Oak Street, a charming 3-bedroom bungalow perfectly positioned on a quiet dead-end street in one of St. Thomas's most sought-after neighborhoods. This home is located just a short stroll from the beautiful Pinafore Park, elementary schools, high schools, St. Thomas Elgin General Hospital and shopping. This home offers a rare combination of nature and urban convenience. Main Floor Features The classic brick and vinyl exterior opens into a bright, inviting interior that has been freshly painted throughout (2026). The main level offers a functional layout with three bedrooms and a full 4-piece bathroom, making it an ideal setup for families, first-time buyers, or those looking to downsize. The kitchen features wood cabinets made by the owner. The basement significantly expands your living space, featuring a cozy family room with brand-new carpeting (2026) and a natural gas fireplace-the perfect spot for winter evenings. You will also find a dedicated home office for those who work from home, a convenient half-bath, and plenty of storage. This home has many updates including: 100-amp breaker panel (2026), furnace service (2026) and fireplace service (2026). The single detached garage provides extra storage or sheltered parking. Enjoy the privacy of no through-traffic and the scenic backdrop of the ravine. This move-in-ready home combines the peace of a cottage-like setting with the reliability of modern updates. Experience the best of St. Thomas living in a home that has been cared for from top to bottom.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size700 sq ft
Bedrooms3
Bathrooms2
ListedJuly 2, 2026
Postal CodeN5R 1R5

Features & Amenities

  • View
  • Fireplace
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X13499984

Listed by ROYAL LEPAGE TRILAND REALTY

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$405,000

asking price

MLS®X13499984
TypeSingle Family Home
CitySt. Thomas
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$1,978

/month · $324,000 mortgage

Down Payment20% — $81,000
Interest Rate5.5%

Amortization

Total Interest

$269,301

Total Cost

$593,301

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

ROYAL LEPAGE TRILAND REALTY