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LIVING ROOM VIRTUALLY STAGED
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DINING ROOM VIRTUALLY STAGED
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MAIN BED ( MAIN LEVEL) VIRTUALLY STAGED
UPSTAIRS SECOND BED
UPSTAIRS THIRD BED
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20 Kirk Street

458 - Western Hill / St. Catharines, ON L2S 1B7

ActiveFor Sale
3 Beds
1 Baths
700 Sq Ft
Single Family Home
Virtual Tour Available

About This Property

Move In and Enjoy!!This lovely home is full of charm, character, and some pretty impressive updates! Let's start with the big-ticket items. Roof (2020), furnace and A/C (2026), hot water tank (2024), plus a few other notable improvements. Come for the quirky layout, but stay for the coziness! Featuring 3 bedrooms, including one conveniently located on the main floor, a separate dining area, a spacious kitchen with plenty of room for everyone to pitch in, and a single-car garage ( 15x19 ) with a 35 amp panel. Step outside and enjoy the brand-new front deck, completed just a month ago! Freshly painted and ready for its next chapter, this home is just a 5-minute walk to school and close to parks and bus routes, while still offering the privacy and peaceful feel of a quiet neighbourhood. A little charm, a little character, and a whole lot to love!

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size700 sq ft
Bedrooms3
Bathrooms1
Taxes (2025)$2,720
Postal CodeL2S 1B7
Last UpdatedOct 28, 2026 · 12:27 p.m.

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Features & Amenities

  • Air Conditioning

Buying or selling in St. Catharines?

Filipe & Isabel Ferreira and the Team Filipe (RE/MAX Ultimate Realty Inc., Brokerage) represent buyers and sellers here. Local guides and live listings below.

Talk to Filipe & Isabel Ferreira →

TRREB MLS® Attribution

MLS® X14119374

Listed by EXP REALTY

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$385,000

asking price

MLS®X14119374
TypeSingle Family Home
CitySt. Catharines
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$1,880

/month · $308,000 mortgage

Down Payment20% — $77,000
Interest Rate5.5%

Amortization

Total Interest

$256,002

Total Cost

$564,002

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

EXP REALTY