1052 Rat Bay Road Unit 113-5 photo 1
deck faces lake
Muskoka Room
Muskoka Room
living room/dining room
Living room
Main floor bathroom
Primary bedroom main floor
lower level bathroom
2nd bedroom is on lower level
3rd bedroom is on lower level
View of beach and lake from deck
indoor pool
1052 Rat Bay Road Unit 113-5 photo 14
exercise room
1052 Rat Bay Road Unit 113-5 photo 16
1052 Rat Bay Road Unit 113-5 photo 17
sandy beach for exclusive use
300 ft south facing shoreline
1052 Rat Bay Road Unit 113-5 photo 20

1052 Rat Bay Road Unit 113-5

Franklin / Lake of Bays, ON P0A 1H0

ActiveFor Sale
3 Beds
2 Baths
1,400 Sq Ft
50 Lot Sq Ft
Condo

About This Property

This is a fractional ownership which is a unique and affordable way to own property in Muskoka. You would own one share in the cottage along with 9 other owners. You would be able to use the cottage for 5 weeks of the year: one "core/fixed" week in summer and 4 "floating" weeks during autumn, winter and spring. Some think it is like a time share but there is one big difference: with a fractional interval ownership you actually own a share of the cottage as well as part of the entire resort. The resort property has 300 feet of south facing frontage on Lake of Bays (second largest lake in Muskoka) and 49.5 acres. The Muskokan has 3 spacious bedrooms, two bathrooms and a personal storage locker on the lower level to store a few things when you're not there. The annual maintenance fee covers everything: taxes, hydro, property maintenance (inside and out), furnishings. Nothing for you to do except enjoy your weeks. The ANNUAL fee PER OWNER in 2026 for the Muskokan cottage is $5,677. The weeks for this interval unit in 2026 start(ed) on the following Saturdays: January 24, April 4, May 2, July 25 (core/fixed summer week) and September 19. The core week for this fractional interval is the very popular Week 5, right in the middle of summer. Check-in day for the Muskokan Cottage is on Saturdays after 4 p.m. All cottages are smoke-free and pet-free. There is NO HST on the purchase price. Amenities include: sandy beach, indoor swimming pool, exercise room, meeting room, whirlpool, sauna, games room, tennis/pickleball court, walking trails, skating rink. You can even moor your boat during your boating season weeks. Some owners rent their weeks out to help cover the maintenance fee. If you rent it out yourself you keep all of the rental income. If Blue Water Acres rents it out for you, then you keep 50% of the rental income. Owning an interval at Blue Water Acres also entitles you to use Interval International to trade for weeks at other luxury resorts all around the world.

Property Details

StatusActive
Property TypeCondo
Listing TypeFor Sale
Interior Size1,400 sq ft
Lot Size50 sq ft
Bedrooms3
Bathrooms2
LockerExclusive
BalconyNone
ExposureSouth
Postal CodeP0A 1H0
Last UpdatedAug 8, 2026 · 5:40 p.m.

Sign in for full listing history and the exact list date.

Features & Amenities

  • Waterfront
  • View
  • Fireplace
  • Balcony
  • Air Conditioning
  • Basement
  • Locker

TRREB MLS® Attribution

MLS® X13173280

Listed by Chestnut Park Real Estate

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$74,900

asking price

MLS®X13173280
TypeCondo
CityLake of Bays
← Back to Search

Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$366

/month · $59,920 mortgage

Down Payment20% — $14,980
Interest Rate5.5%

Amortization

Total Interest

$49,804

Total Cost

$109,724

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

Chestnut Park Real Estate