1052 Rat Bay Road Unit 111-2 photo 1
1052 Rat Bay Road Unit 111-2 photo 2
1052 Rat Bay Road Unit 111-2 photo 3
1052 Rat Bay Road Unit 111-2 photo 4
1052 Rat Bay Road Unit 111-2 photo 5
1052 Rat Bay Road Unit 111-2 photo 6
1052 Rat Bay Road Unit 111-2 photo 7
1052 Rat Bay Road Unit 111-2 photo 8
1052 Rat Bay Road Unit 111-2 photo 9
1052 Rat Bay Road Unit 111-2 photo 10
1052 Rat Bay Road Unit 111-2 photo 11
1052 Rat Bay Road Unit 111-2 photo 12
1052 Rat Bay Road Unit 111-2 photo 13
1052 Rat Bay Road Unit 111-2 photo 14
1052 Rat Bay Road Unit 111-2 photo 15
1052 Rat Bay Road Unit 111-2 photo 16
1052 Rat Bay Road Unit 111-2 photo 17
1052 Rat Bay Road Unit 111-2 photo 18
1052 Rat Bay Road Unit 111-2 photo 19
1052 Rat Bay Road Unit 111-2 photo 20
1052 Rat Bay Road Unit 111-2 photo 21
1052 Rat Bay Road Unit 111-2 photo 22
1052 Rat Bay Road Unit 111-2 photo 23
1052 Rat Bay Road Unit 111-2 photo 24
1052 Rat Bay Road Unit 111-2 photo 25
1052 Rat Bay Road Unit 111-2 photo 26
1052 Rat Bay Road Unit 111-2 photo 27
1052 Rat Bay Road Unit 111-2 photo 28
1052 Rat Bay Road Unit 111-2 photo 29
1052 Rat Bay Road Unit 111-2 photo 30
1052 Rat Bay Road Unit 111-2 photo 31
1052 Rat Bay Road Unit 111-2 photo 32

1052 Rat Bay Road Unit 111-2

Franklin / Lake of Bays, ON P0A 1H0

ActiveFor Sale
0 Beds
0 Baths
900 Sq Ft
Condo

About This Property

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms. The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

Property Details

StatusActive
Property TypeCondo
Listing TypeFor Sale
Interior Size900 sq ft
Bedrooms0
Bathrooms0
LockerNone
BalconyNone
ExposureSouth
Postal CodeP0A 1H0
Last UpdatedAug 8, 2026 · 2:22 p.m.

Sign in for full listing history and the exact list date.

Features & Amenities

  • Waterfront
  • View
  • Fireplace
  • Balcony
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X12053068

Listed by Chestnut Park Real Estate

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$39,500

asking price

MLS®X12053068
TypeCondo
CityLake of Bays
← Back to Search

Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$193

/month · $31,600 mortgage

Down Payment20% — $7,900
Interest Rate5.5%

Amortization

Total Interest

$26,265

Total Cost

$57,865

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

Full Mortgage Calculator →

Listed By

Chestnut Park Real Estate