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1052 RAT BAY Road Unit 107-3

Franklin / Lake of Bays, ON P1H 2J6

ActiveFor Sale
2 Beds
2 Baths
900 Sq Ft
50 Lot Sq Ft
New Construction

About This Property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Property Details

StatusActive
Property TypeNew Construction
Listing TypeFor Sale
Interior Size900 sq ft
Lot Size50 sq ft
Bedrooms2
Bathrooms2
LockerNone
BalconyNone
ExposureSouth
Postal CodeP1H 2J6
Last UpdatedAug 8, 2026 · 9:35 p.m.

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Features & Amenities

  • Waterfront
  • View
  • Fireplace
  • Balcony
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X12825826

Listed by Chestnut Park Real Estate

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$39,000

asking price

MLS®X12825826
TypeNew Construction
CityLake of Bays
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$190

/month · $31,200 mortgage

Down Payment20% — $7,800
Interest Rate5.5%

Amortization

Total Interest

$25,933

Total Cost

$57,133

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

Chestnut Park Real Estate