28 Loretta Drive

Niagara-on-the-Lake, ON L0S 1T0

NewActiveFor Sale
4 Beds
3 Baths
2,500 Sq Ft
6,426 Lot Sq Ft
Single Family Home
Virtual Tour Available

About This Property

Elegantly reimagined in 2025, this approximately 2,800 sq. ft. residence in Niagara-on-the-Lake's desirable Virgil community blends timeless architecture with modern sophistication, just minutes from world-class wineries, fine dining, boutique shops, and the charm of Old Town. Situated on a quiet, tree-lined street, the home offers both privacy and lifestyle convenience. A dramatic two-storey great room anchors the main level, featuring wide-plank flooring, designer lighting, and a statement fireplace framed by expansive windows that fill the space with natural light. The redesigned kitchen combines style and function with stone countertops, stainless steel appliances, and a custom walk-in pantry-ideal for both everyday living and entertaining. A rare main-floor bedroom retreat (approx. 280 sq. ft.) provides flexibility for guests, in-laws, or a refined home office. Upstairs, a bright loft overlooks the living area and leads to three spacious bedrooms, including a primary suite with a sitting area, walk-in closet, and private ensuite. The backyard is a private garden sanctuary with mature landscaping, two entertainment decks, and a handcrafted swing-perfect for relaxing or hosting. Additional features include a double-car garage with private driveway, central air (updated 2024), owned tankless water heater, no rental equipment, central vacuum, and a 1,367 sq. ft. basement with rough-in kitchen and washroom, offering excellent in-law or income potential. A refined offering capturing the essence of Niagara wine country living.

Property Details

StatusActive
Property TypeSingle Family Home
Listing TypeFor Sale
Interior Size2,500 sq ft
Lot Size6,426 sq ft
Bedrooms4
Bathrooms3
ListedMarch 26, 2026
Postal CodeL0S 1T0

Features & Amenities

  • View
  • Fireplace
  • Air Conditioning
  • Basement

TRREB MLS® Attribution

MLS® X12922034

Listed by EXP REALTY

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). The information contained herein is from sources believed to be reliable but is not guaranteed. Information deemed reliable but not guaranteed accurate by TRREB or Team Filipe / RE/MAX.

$1,249,000

asking price

MLS®X12922034
TypeSingle Family Home
CityNiagara-on-the-Lake
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Team Filipe · RE/MAX · (647) 210-6070

Mortgage Estimate

Est. Monthly Payment

$6,099

/month · $999,200 mortgage

Down Payment20% — $249,800
Interest Rate5.5%

Amortization

Total Interest

$830,510

Total Cost

$1,829,710

Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.

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Listed By

EXP REALTY