
28 Loretta Drive
Niagara-on-the-Lake, ON L0S 1T0
About This Property
Elegantly reimagined in 2025, this approximately 2,800 sq. ft. residence in Niagara-on-the-Lake's desirable Virgil community blends timeless architecture with modern sophistication, just minutes from world-class wineries, fine dining, boutique shops, and the charm of Old Town. Situated on a quiet, tree-lined street, the home offers both privacy and lifestyle convenience. A dramatic two-storey great room anchors the main level, featuring wide-plank flooring, designer lighting, and a statement fireplace framed by expansive windows that fill the space with natural light. The redesigned kitchen combines style and function with stone countertops, stainless steel appliances, and a custom walk-in pantry-ideal for both everyday living and entertaining. A rare main-floor bedroom retreat (approx. 280 sq. ft.) provides flexibility for guests, in-laws, or a refined home office. Upstairs, a bright loft overlooks the living area and leads to three spacious bedrooms, including a primary suite with a sitting area, walk-in closet, and private ensuite. The backyard is a private garden sanctuary with mature landscaping, two entertainment decks, and a handcrafted swing-perfect for relaxing or hosting. Additional features include a double-car garage with private driveway, central air (updated 2024), owned tankless water heater, no rental equipment, central vacuum, and a 1,367 sq. ft. basement with rough-in kitchen and washroom, offering excellent in-law or income potential. A refined offering capturing the essence of Niagara wine country living.
Property Details
Features & Amenities
- View
- Fireplace
- Air Conditioning
- Basement
TRREB MLS® Attribution
MLS® X12922034
Listed by EXP REALTY
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Team Filipe · RE/MAX · (647) 210-6070
Mortgage Estimate
Est. Monthly Payment
$6,099
/month · $999,200 mortgage
Amortization
Total Interest
$830,510
Total Cost
$1,829,710
Estimate only. Based on Canadian semi-annual compounding, 25-yr amortization at 5.5%.
Full Mortgage Calculator →Listed By
EXP REALTY